Gusto.com

1.67 hours accrue each pay period for a total of 40 hours each year.

Talk to a leader about an exception, chances are we'll say "approved"...
we don't want you feeling miserable but feeling like you have to work!

Max accrued vacation is 160 hours (4 weeks).

Go take time off, don't be a Todd.

In 2020, Infinite Red added an additional week of sick time per week specifically for covid-related illness, caretaking, or getting tested/vaccinated. This includes recovery days after being vaccinated. This policy was extended for 2021 and 2022  and 2023 as well. It will end this year, BUT...

We will be bumping regular sick time from 5 to 6 days starting next year.

A properly communicated switch (assuring no hiccups for Leadership, the client, and your co-workers) is completely acceptable.

Each employee is given their birthday off!

No.  However, if your birthday falls on a weekend or existing holiday, you can elect a contiguous day off (before or after the existing days). Significant re-location of these days is not in the spirit of this perk.

Of course IR is willing to discuss your personal situation and needs ♥

Yes!  Hours may be used in advance of being accrued.
...within reason; of course, talk to HR when this comes up.

If you've followed all the steps in the handbook, and you have confirmation from leadership that there is no issue, then the PTO is approved.

Yes!  You can take a day if you feel you need to.
Of course, it's for your well-being, not extra vacation.

Yes! Sick days are no fun, but at least you can rest assured about your work expectations. Take care of your family.

You'll get an entire week off.  When!?  That kind of depends on the year, consult our company calendar for the exact dates.

In California: yes, every 2 years

Outside of California: starting in 2024, every 4 years

"Is that a good thing?"
Let us know your expected dates,
and we'll help you communicate the expectations with the client.

Birth Parent: Infinite Red assures 100% of your salary for 6 weeks without using vacation or sick leave.

Non-birth Parent: Infinite Red assures 100% of your salary for 2 weeks without using vacation or sick leave.
 

* IR provides the above factored into after any short-term disability and state programs have been applied

Infinite Red provides parental leave (non-birth parent) for an adopted child.

IR Contributes $200 a year

HSA rolls over, FSA mostly does not.
Some health insurance plans do not allow HSAs.
It's a tradeoff.

Yes! Check Slab, there are instructions there.

Apparently...yes? Once you hit $1000 in the account

You can use your PTO and Sick to augment your time off.  Unpaid leave can be evaluated on a case by case basis.

You can only change your health during:
1. Open enrollment

2. A qualifying life event

You can do all of this in Gusto.

NO.  Infinite Red automatically covers this for all W2 employees.

60% of Salary - up to $2,000 a week

Short term disability max pay out term is 13 weeks out of work

YES.  Infinite Red provides LTD as a benefit to all W2 employees. No cost to you.

LTD pays 60% of your salary up to $10,000 a month.

Long term payout maxes out at retirement age.

You take it home and pay income taxes on it (no penalties).
Or you can use it for health-related expenses, like normal, tax-free.

See next slide....

1. Deductible: The amount you pay for healthcare services before your insurance begins to pay.
    
2. Out-of-Pocket Maximum/Limit: The maximum amount you'll pay in a year for covered health services.
   • Individual Out-of-Pocket Maximum: The maximum amount an individual pays before insurance covers 100% of their costs.
      
   • Family Out-of-Pocket Maximum: The maximum amount a family pays before insurance covers 100% of their costs.

1. Co-Payments (Co-Pays): A fixed amount you pay for a specific healthcare service or prescription.
    
2. Coinsurance: Your share of costs for a healthcare service, usually a percentage, after the deductible is met.
    
3. Premium: The monthly payment you make to maintain your health insurance coverage.

1. Out-of-Network: Costs for care received from providers not contracted with your health insurance.
    
2. Balance Billing: The cost billed to you when a healthcare provider's charge is more than the insurance's allowed amount.
    
3. Non-Covered Charges: Costs for services or treatments not covered by your insurance policy.

• Gusto — Benefits page
• Regence - regence.com
• Guideline - my.guideline.com
• Doctor on Demand - doctorondemand.com
• Vision Service Plan (vision) - vsp.com
• Principal Life (dental) - principal.com
• Guardian Short-Term & Long-Term Disability — guardianlife.com